{"id":6887,"date":"2026-09-28T22:00:33","date_gmt":"2026-09-28T13:00:33","guid":{"rendered":"https:\/\/maxreform.co.jp\/column\/?p=6887"},"modified":"2026-09-28T22:00:33","modified_gmt":"2026-09-28T13:00:33","slug":"%e8%83%bd%e5%8b%a2%e7%94%ba%e3%81%a7%e3%83%8f%e3%82%a6%e3%82%b9%e3%82%af%e3%83%aa%e3%83%bc%e3%83%8b%e3%83%b3%e3%82%b0%e3%82%92%e4%be%9d%e9%a0%bc%e3%81%99%e3%82%8b%e9%9a%9b%e3%81%ae%e3%83%9d%e3%82%a4","status":"publish","type":"post","link":"https:\/\/maxreform.co.jp\/column\/archives\/6887","title":{"rendered":"\u80fd\u52e2\u753a\u3067\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3092\u4f9d\u983c\u3059\u308b\u969b\u306e\u30dd\u30a4\u30f3\u30c8\u30102026\u5e74\u6700\u65b0\u7248\u3011"},"content":{"rendered":"<h2>\u7d50\u8ad6<\/h2>\n<p>\u80fd\u52e2\u753a\u3067\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3092\u4f9d\u983c\u3059\u308b\u969b\u306f\u3001\u5730\u57df\u5bc6\u7740\u306e\u696d\u8005\u9078\u3073\u3001\u660e\u78ba\u306a\u6599\u91d1\u4f53\u7cfb\u3001\u305d\u3057\u3066\u5bfe\u5fdc\u7bc4\u56f2\u306e\u78ba\u8a8d\u304c\u91cd\u8981\u3067\u3059\u3002\u7bc9\u5e74\u6570\u306e\u7d4c\u904e\u3057\u305f\u4f4f\u5b85\u304c\u591a\u3044\u80fd\u52e2\u753a\u3067\u306f\u3001\u5b9a\u671f\u7684\u306a\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u304c\u4f4f\u307e\u3044\u306e\u8cc7\u7523\u4fa1\u5024\u7dad\u6301\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u4fe1\u983c\u3067\u304d\u308b\u696d\u8005\u306e\u9078\u3073\u65b9\u304b\u3089\u8cbb\u7528\u76f8\u5834\u3001\u3088\u304f\u3042\u308b\u8cea\u554f\u307e\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h2>\u306f\u3058\u3081\u306b<\/h2>\n<p>\u300c\u5bb6\u306e\u6383\u9664\u304c\u884c\u304d\u5c4a\u304b\u306a\u304f\u306a\u3063\u3066\u304d\u305f\u300d\u300c\u30a8\u30a2\u30b3\u30f3\u3084\u63db\u6c17\u6247\u306e\u6c5a\u308c\u304c\u6c17\u306b\u306a\u308b\u300d\u300c\u5f15\u3063\u8d8a\u3057\u306b\u4f34\u3063\u3066\u30d7\u30ed\u306e\u6e05\u6383\u3092\u983c\u307f\u305f\u3044\u300d\u3068\u304a\u8003\u3048\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304b\u3002<\/p>\n<p>\u80fd\u52e2\u753a\u306f\u5927\u962a\u5e9c\u306e\u6700\u5317\u7aef\u306b\u4f4d\u7f6e\u3057\u3001\u81ea\u7136\u8c4a\u304b\u306a\u74b0\u5883\u304c\u9b45\u529b\u306e\u5730\u57df\u3067\u3059\u3002\u4e00\u65b9\u3067\u3001\u7bc9\u5e74\u6570\u306e\u7d4c\u904e\u3057\u305f\u4e00\u6238\u5efa\u3066\u304c\u591a\u304f\u3001\u65e5\u5e38\u7684\u306a\u6e05\u6383\u3060\u3051\u3067\u306f\u843d\u3068\u3057\u304d\u308c\u306a\u3044\u6c5a\u308c\u3084\u3001\u9ad8\u6240\u306e\u7a93\u6383\u9664\u3001\u6c34\u56de\u308a\u306e\u30ab\u30d3\u306a\u3069\u3001\u30d7\u30ed\u306e\u6280\u8853\u3092\u5fc5\u8981\u3068\u3059\u308b\u5834\u9762\u3082\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u80fd\u52e2\u753a\u3067\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3092\u4f9d\u983c\u3059\u308b\u969b\u306b\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3001\u8cbb\u7528\u76f8\u5834\u3001\u696d\u8005\u9078\u3073\u306e\u30b3\u30c4\u3001\u305d\u3057\u3066\u3088\u304f\u3042\u308b\u8cea\u554f\u307e\u3067\u3001\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h2>\u80fd\u52e2\u753a\u3067\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3092\u691c\u8a0e\u3059\u308b\u65b9\u304c\u5897\u3048\u3066\u3044\u308b\u7406\u7531<\/h2>\n<p>\u80fd\u52e2\u753a\u3067\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7406\u7531\u304b\u3089\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306e\u9700\u8981\u304c\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u80fd\u52e2\u753a\u306e\u4f4f\u5b85\u306f\u7bc930\u5e74\u4ee5\u4e0a\u306e\u4e00\u6238\u5efa\u3066\u304c\u591a\u304f\u3001\u9577\u5e74\u84c4\u7a4d\u3057\u305f\u6c5a\u308c\u3084\u3001\u9ad8\u9f62\u5316\u306b\u4f34\u3046\u6e05\u6383\u8ca0\u62c5\u306e\u5897\u52a0\u304c\u80cc\u666f\u306b\u3042\u308a\u307e\u3059\u3002\u7279\u306b\u5c71\u9593\u90e8\u306b\u8fd1\u3044\u7acb\u5730\u304b\u3089\u3001\u82b1\u7c89\u3084\u9ec4\u7802\u3001\u843d\u3061\u8449\u306a\u3069\u306e\u5f71\u97ff\u3092\u53d7\u3051\u3084\u3059\u304f\u3001\u7a93\u3084\u5916\u5468\u308a\u306e\u6e05\u6383\u304c\u5927\u5909\u3068\u3044\u3046\u58f0\u304c\u591a\u304f\u805e\u304b\u308c\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u4e8c\u4e16\u5e2f\u4f4f\u5b85\u3084\u5b9f\u5bb6\u306e\u76f8\u7d9a\u306b\u4f34\u3044\u3001\u5927\u6383\u9664\u3084\u30ea\u30d5\u30a9\u30fc\u30e0\u524d\u306e\u6e05\u6383\u3092\u5c02\u9580\u696d\u8005\u306b\u4f9d\u983c\u3059\u308b\u30b1\u30fc\u30b9\u3082\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u80fd\u52e2\u753a\u306f\u9759\u304b\u306a\u4f4f\u74b0\u5883\u3092\u6c42\u3081\u3066\u79fb\u4f4f\u3055\u308c\u308b\u65b9\u3082\u591a\u304f\u3001\u4e2d\u53e4\u7269\u4ef6\u8cfc\u5165\u6642\u306e\u5165\u5c45\u524d\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306e\u9700\u8981\u3082\u898b\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u5171\u50cd\u304d\u4e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30bb\u30c3\u30c8\u5272\u5f15\u304c\u9069\u7528\u3055\u308c\u308b\u696d\u8005\u3082\u591a\u3044\u305f\u3081\u3001\u898b\u7a4d\u3082\u308a\u6642\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002\u307e\u305f\u3001\u80fd\u52e2\u753a\u306f\u753a\u57df\u304c\u5e83\u304f\u3001\u696d\u8005\u306b\u3088\u3063\u3066\u306f\u51fa\u5f35\u8cbb\u304c\u52a0\u7b97\u3055\u308c\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u306e\u3067\u3001\u4e8b\u524d\u306b\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<h2>\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306e\u30e1\u30ea\u30c3\u30c8<\/h2>\n<h3>\u30d7\u30ed\u306e\u6280\u8853\u3068\u5c02\u7528\u6a5f\u6750\u3067\u5fb9\u5e95\u7684\u306b\u304d\u308c\u3044\u306b\u306a\u308b<\/h3>\n<p>\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306e\u6700\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u4e00\u822c\u5bb6\u5ead\u3067\u306f\u96e3\u3057\u3044\u6c5a\u308c\u3082\u5c02\u7528\u306e\u6d17\u5264\u3084\u6a5f\u6750\u3067\u5fb9\u5e95\u7684\u306b\u9664\u53bb\u3067\u304d\u308b\u3053\u3068\u3067\u3059\u3002\u30a8\u30a2\u30b3\u30f3\u306e\u5185\u90e8\u6d17\u6d44\u3001\u63db\u6c17\u6247\u306e\u5206\u89e3\u6d17\u6d44\u3001\u6d74\u5ba4\u306e\u30ab\u30d3\u53d6\u308a\u306a\u3069\u3001\u7d20\u4eba\u3067\u306f\u624b\u304c\u5c4a\u304b\u306a\u3044\u7b87\u6240\u3082\u30d7\u30ed\u306e\u6280\u8853\u3067\u304d\u308c\u3044\u306b\u306a\u308a\u307e\u3059\u3002\u5e02\u8ca9\u306e\u6d17\u5264\u3067\u306f\u843d\u3061\u306a\u304b\u3063\u305f\u9811\u56fa\u306a\u6c5a\u308c\u3082\u3001\u696d\u52d9\u7528\u306e\u6d17\u5264\u3068\u7d4c\u9a13\u8c4a\u5bcc\u306a\u30b9\u30bf\u30c3\u30d5\u306e\u6280\u8853\u3067\u898b\u9055\u3048\u308b\u307b\u3069\u7f8e\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3>\u6642\u9593\u3068\u52b4\u529b\u3092\u5927\u5e45\u306b\u7bc0\u7d04\u3067\u304d\u308b<\/h3>\n<p>\u81ea\u5206\u3067\u6383\u9664\u3092\u3059\u308b\u5834\u5408\u3001\u30a8\u30a2\u30b3\u30f31\u53f0\u3067\u3082\u534a\u65e5\u304c\u304b\u308a\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u7279\u306b\u63db\u6c17\u6247\u306e\u5206\u89e3\u6d17\u6d44\u3084\u6d74\u5ba4\u306e\u5fb9\u5e95\u6e05\u6383\u306f\u3001\u6163\u308c\u3066\u3044\u306a\u3044\u3068\u4e38\u4e00\u65e5\u304b\u304b\u308b\u3053\u3068\u3082\u3002\u30d7\u30ed\u306b\u4f9d\u983c\u3059\u308c\u3070\u3001\u305d\u306e\u6642\u9593\u3092\u5bb6\u65cf\u3068\u306e\u6642\u9593\u3084\u8da3\u5473\u3001\u4f11\u606f\u306b\u5145\u3066\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u9ad8\u9f62\u306e\u65b9\u3084\u4f53\u529b\u7684\u306b\u8ca0\u62c5\u304c\u5927\u304d\u3044\u65b9\u306b\u3068\u3063\u3066\u306f\u3001\u7279\u306b\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<h3>\u4f4f\u5b85\u306e\u5bff\u547d\u3092\u5ef6\u3070\u3057\u8cc7\u7523\u4fa1\u5024\u3092\u7dad\u6301\u3067\u304d\u308b<\/h3>\n<p>\u5b9a\u671f\u7684\u306a\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306f\u3001\u4f4f\u5b85\u8a2d\u5099\u306e\u52a3\u5316\u3092\u9632\u304e\u3001\u5bff\u547d\u3092\u5ef6\u3070\u3059\u52b9\u679c\u304c\u3042\u308a\u307e\u3059\u3002\u30a8\u30a2\u30b3\u30f3\u3084\u63db\u6c17\u6247\u306f\u6c5a\u308c\u304c\u6e9c\u307e\u308b\u3068\u52b9\u7387\u304c\u843d\u3061\u3001\u6545\u969c\u306e\u539f\u56e0\u306b\u3082\u306a\u308a\u307e\u3059\u3002\u6c34\u56de\u308a\u306e\u30ab\u30d3\u3084\u6c5a\u308c\u3092\u653e\u7f6e\u3059\u308b\u3068\u3001\u7d20\u6750\u306e\u52a3\u5316\u3084\u60aa\u81ed\u306e\u539f\u56e0\u306b\u306a\u308a\u307e\u3059\u3002\u30d7\u30ed\u306b\u3088\u308b\u5b9a\u671f\u7684\u306a\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u306f\u3001\u7d50\u679c\u7684\u306b\u4fee\u7e55\u8cbb\u7528\u306e\u524a\u6e1b\u306b\u3064\u306a\u304c\u308a\u3001\u4f4f\u5b85\u306e\u8cc7\u7523\u4fa1\u5024\u7dad\u6301\u306b\u3082\u8ca2\u732e\u3057\u307e\u3059\u3002<\/p>\n<h2>\u80fd\u52e2\u753a\u3067\u591a\u3044\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u4e8b\u4f8b<\/h2>\n<h3>\u4e8b\u4f8b1\u3000\u7bc935\u5e74\u306e\u4e00\u6238\u5efa\u3066\u30fb\u30a8\u30a2\u30b3\u30f3\u8907\u6570\u53f0\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/h3>\n<p><strong>\u3054\u76f8\u8ac7\u5185\u5bb9<\/strong><br \/>\u9577\u5e74\u4f7f\u7528\u3057\u3066\u3044\u308b\u30a8\u30a2\u30b3\u30f33\u53f0\u304b\u3089\u7570\u81ed\u304c\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u30d5\u30a3\u30eb\u30bf\u30fc\u6383\u9664\u3092\u3057\u3066\u3082\u6539\u5584\u3057\u306a\u3044\u3068\u306e\u3054\u76f8\u8ac7\u3067\u3057\u305f\u3002\u5065\u5eb7\u9762\u3078\u306e\u5f71\u97ff\u3082\u5fc3\u914d\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p><strong>\u65bd\u5de5\u5185\u5bb9<\/strong><br \/>\u5404\u30a8\u30a2\u30b3\u30f3\u3092\u5206\u89e3\u3057\u3001\u5185\u90e8\u306e\u71b1\u4ea4\u63db\u5668\u3084\u30d5\u30a1\u30f3\u3092\u9ad8\u5727\u6d17\u6d44\u3002\u30ab\u30d3\u3084\u57c3\u3092\u5fb9\u5e95\u7684\u306b\u9664\u53bb\u3057\u3001\u6297\u83cc\u30b3\u30fc\u30c8\u3092\u65bd\u3057\u307e\u3057\u305f\u3002\u304a\u6383\u9664\u6a5f\u80fd\u4ed8\u304d\u30a8\u30a2\u30b3\u30f3\u3082\u542b\u307e\u308c\u3066\u3044\u305f\u305f\u3081\u3001\u5c02\u7528\u306e\u5de5\u5177\u3068\u6280\u8853\u3067\u5bfe\u5fdc\u3057\u307e\u3057\u305f\u3002<\/p>\n<p><strong>\u5de5\u4e8b\u671f\u9593<\/strong><br \/>1\u65e5\uff08\u7d044\u6642\u9593\uff09<\/p>\n<h3>\u4e8b\u4f8b2\u3000\u7bc940\u5e74\u306e\u5b9f\u5bb6\u30fb\u7a7a\u304d\u5bb6\u5168\u4f53\u30af\u30ea\u30fc\u30cb\u30f3\u30b0<\/h3>\n<p><strong>\u3054\u76f8\u8ac7\u5185\u5bb9<\/strong><br \/>\u76f8\u7d9a\u3057\u305f\u5b9f\u5bb6\u3092\u58f2\u5374\u3059\u308b\u524d\u306b\u3001\u5168\u4f53\u3092\u304d\u308c\u3044\u306b\u3057\u305f\u3044\u3068\u306e\u3054\u4f9d\u983c\u3002\u9577\u671f\u9593\u7a7a\u304d\u5bb6\u3060\u3063\u305f\u305f\u3081\u3001\u57c3\u3084\u30ab\u30d3\u3001\u866b\u306e\u6b7b\u9ab8\u306a\u3069\u304c\u76ee\u7acb\u3064\u72b6\u614b\u3067\u3057\u305f\u3002<\/p>\n<p><strong>\u65bd\u5de5\u5185\u5bb9<\/strong><br \/>\u5168\u5ba4\u306e\u5e8a\u30fb\u58c1\u30fb\u5929\u4e95\u306e\u6e05\u6383\u3001\u30ad\u30c3\u30c1\u30f3\u30fb\u6d74\u5ba4\u30fb\u30c8\u30a4\u30ec\u306a\u3069\u6c34\u56de\u308a\u306e\u5fb9\u5e95\u6d17\u6d44\u3001\u7a93\u30ac\u30e9\u30b9\u30fb\u30b5\u30c3\u30b7\u306e\u6e05\u6383\u3001\u7384\u95a2\u30fb\u30d9\u30e9\u30f3\u30c0\u306e\u6383\u304d\u6383\u9664\u3092\u5b9f\u65bd\u3002\u4e0d\u7528\u54c1\u306e\u7c21\u6613\u51e6\u5206\u3082\u5bfe\u5fdc\u3057\u307e\u3057\u305f\u3002<\/p>\n<p><strong>\u5de5\u4e8b\u671f\u9593<\/strong><br 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084\u76f8\u8ac7\u306b\u5bfe\u5fdc\u3057\u3066\u304f\u308c\u308b\u304b<\/li>\n<\/ul>\n<p>\u3053\u308c\u3089\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3057\u3001\u4fe1\u983c\u3067\u304d\u308b\u696d\u8005\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2>\u5c02\u9580\u5bb6\u30b3\u30e1\u30f3\u30c8<\/h2>\n<p>\u80fd\u52e2\u753a\u3067\u306e\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u306f\u3001\u4f4f\u5b85\u306e\u7dad\u6301\u7ba1\u7406\u306b\u304a\u3044\u3066\u975e\u5e38\u306b\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u307e\u3059\u3002\u7279\u306b\u7bc9\u5e74\u6570\u304c\u7d4c\u904e\u3057\u305f\u4f4f\u5b85\u3067\u306f\u3001\u5b9a\u671f\u7684\u306a\u30d7\u30ed\u306e\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u304c\u8a2d\u5099\u306e\u5bff\u547d\u3092\u5ef6\u3070\u3057\u3001\u5feb\u9069\u306a\u4f4f\u74b0\u5883\u3092\u4fdd\u3064\u9375\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u30a8\u30a2\u30b3\u30f3\u3084\u63db\u6c17\u6247\u306a\u3069\u306e\u8a2d\u5099\u306f\u3001\u6c5a\u308c\u304c\u84c4\u7a4d\u3059\u308b\u3068\u52b9\u7387\u304c\u843d\u3061\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u5065\u5eb7\u9762\u306b\u3082\u60aa\u5f71\u97ff\u3092\u53ca\u307c\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u6c34\u56de\u308a\u306e\u30ab\u30d3\u3084\u6c5a\u308c\u306f\u3001\u653e\u7f6e\u3059\u308b\u3068\u7d20\u6750\u306e\u52a3\u5316\u3092\u65e9\u3081\u3001\u5927\u898f\u6a21\u306a\u30ea\u30d5\u30a9\u30fc\u30e0\u304c\u5fc5\u8981\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u30de\u30c3\u30af\u30b9\u30ea\u30d5\u30a9\u30fc\u30e0\u3067\u306f\u3001\u30cf\u30a6\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u304b\u3089\u30ea\u30d5\u30a9\u30fc\u30e0\u307e\u3067\u4e00\u8cab\u3057\u3066\u5bfe\u5fdc\u3067\u304d\u308b\u4f53\u5236\u3092\u6574\u3048\u3066\u3044\u307e\u3059\u3002\u6e05\u6383\u3060\u3051\u3067\u306a\u304f\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u8a2d\u5099\u306e\u4ea4\u63db\u3084\u4fee\u7e55\u3082\u3054\u63d0\u6848\u3067\u304d\u307e\u3059\u306e\u3067\u3001\u4f4f\u307e\u3044\u306e\u3053\u3068\u3067\u6c17\u306b\u306a\u308b\u3053\u3068\u304c\u3042\u308c\u3070\u3001\u304a\u6c17\u8efd\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u682a\u5f0f\u4f1a\u793e\u30de\u30c3\u30af\u30b9\u30ea\u30d5\u30a9\u30fc\u30e0<br 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